Health Insurance for Gamers? Yes – Absolutely

Carpal TunnelAlthough peddling insurance may seem like just a way to get money out of those that play video games, there is a bit of science to back up the need for being covered. This includes those like myself that work and play from home on a daily basis. It’s not just a fad or some kind of “Obamacare” trend. It may actually save yourself and your family a great deal of time, money and stress to have insurance.

What Kind of Problems Come From Gaming?

Bare in mind that I am only covering physical complications that come from repetitive gaming and not the mental or emotional aspects. That is another article altogether. However, the physical aspects are very real whether you choose to believe it or not. In many situations, injuries such as these have been problematic for humans for more than a century.

Back Problems
Young eSports players may not be feeling the ravages of time, but they will. For those of us that are older, back problems can prevent movement and make for a very miserable existence. For myself, I spun in half when I was younger and have periodic problems that will prevent me from moving my legs for nearly a week.

X Dream Rocker ChairYour chair and your posture will play dominant roles in how your back pains develop. I had a nice office chair at one point that was causing pain from my shoulders to my lower back. Once I got a new chair from Costco, the pain went away. However, I am still plagued periodically with spinal issues now and then. In this case, insurance for a chiropractor would be ideal.

Heart Disease
It’s a scientific fact that little exercise and poor diet will contribute to heart disease. As many gamers spend a great deal of time sitting while eating bags of Doritos and drinking cans of Mountain Dew, this begins cardiac problems for the future. It’s ok to have these goodies, just do so in moderation. Choose healthier snacks and make sure you get up from your desk periodically. Kids have died playing games because of poor diet, circulation and stress on the heart due to caffeinated products and environmental conditions. Deep vein thrombosis can also occur in someone that remains in a sitting position which could cause everything from a stroke to pulmonary embolism. Without insurance, problems like these could lead you to financial ruin due to hospital and treatment costs.

Carpal Tunnel Syndrome
Typists are not the only ones that can develop carpal tunnel syndrome. I suffer periodically from this myself, but I have a far less degree than many others because I sit correctly and position my hands in a way that causes less strain on the wrists. Holding a controller and moving a mouse can make this worse if you’re not careful.

Outside Influences on Your Performance

LoL ChampionshipLet’s say that you are a ranked player in League of Legends. You are in the yard when you trip and break your arm or even your wrist. Do you think you can play at peak performance with such an injury? Insurance can help pay the doctor bills as well as supplement income if you were paid to play.

While it’s unlikely that you’ll break your leg in an intense match of Smite, you can still get hurt outside of the gaming world. This injury can prevent you from playing just like a torn ACL can prevent a football player. Insurance can be vital and you shouldn’t risk complicating your life in such a fashion. Play smart, and keep yourself covered for any contingency.

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Michael Brockbank

I have been playing games for more than 30 years. I wouldn't consider myself a hard-core gamer, but I have brought the pain in my day. Now that I am rounding the horn at 40, I still enjoy everything from booting up the old Commodore 64 to exploring new titles in Steam. You're never too old to enjoy a good plot and mind-numbing graphics.

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